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FRB Money Market
Certificates of Deposit
Required Opening Deposit
$2 if balance falls below minimum daily balance of $100; $.50 per withdrawal over six per month.
$10 if balance falls below minimum daily balance of $1,000. $1 per withdrawal over six per month.
Certificates of Deposit are available for terms of 3-60 months. Rates for certificates $100,000 or more are quoted on request.
Interest paid when balance is over $10.
Money Market rate paid if minimum balance is maintained. Savings rate if balance drops below minimum.
Call your branch for details.
Unlimited withdrawals may be made in person. Banking regulations limit pre-authorized withdrawals to six per month.
Substantial penalty for early withdrawal.
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