Business Checking Accounts

Compare Accounts

Features

Business Checking

Small Business Checking

Basic Business Checking

Community Checking

Description

Our standard business account for businesses that run a significant number of transactions and/or carry substantial balances

An alternative for businesses that run fewer transactions

An option for those businesses just getting started that have a limited number of transactions

A special checking account for community groups or non-profit organizations

Required Opening Deposit

$100

$100

$100

$25

Monthly Fees and Balance Requirements

No minimum balance requirement. Service charge of $10 per month.

$1,500 minimum balance or $3,000 average daily balance. $6 monthly fee if balance requirement is not met

$500 minimum balance to avoid service fee. $6 monthly fee if balance requirement is not met.

None, no minimum balance requirement. No monthly fee.

Deposit and Per Item Charges

Debits: $.15

Deposits: $.15

Electronic Items: $.15

Deposit Items:

On Us: $.06
Transit Items: $.08

 

First 100 deposited items each month are free.

Additional deposited items charged as follows:

On Us: $.06

Transit Items: $.10

First 50 debits each month are free. Additional debits are $.25

First 50 deposited items each month are free.

Additional deposited items charged as follows:

On Us: $.06

Transit Items: $.10

First 25 debits each month are free.

Additional debits are $.25

First 50 deposited items each month are free.

Additional deposited items charged as follows:

On Us: $.06

Transit Items: $.10

First 25 debits each month are free.

Additional debits are $.25

Earnings Credit - Interest

Earnings credit is applied to offset service charges. Sole proprietors may elect to earn interest in lieu of earnings credit.

No earnings credit is applied. Interest is not earned.

No earnings credit is applied. Interest is not earned.

No earnings credit is applied. Interest is not earned.

Debit Card

Free

Free

Free

Free

Business Online Banking

Free

Free

Free

Free

Business Bill Pay

Free

Free

Free

Free

Cash Management Services

Available at additional cost

Available at additional cost

Available at additional cost

Available at additional cost

Check Reorder

 

 MoneyPass

NEW – MoneyPass ATMs

With the MoneyPass ATM network, you never have to pay a fee to access your money again. As a customer of First Resource Bank, you may enjoy access to thousands of surcharge-free ATMs across the nation. So whether you’re in Omaha, Orange County or Ohio, you can withdraw funds without getting charged.

Find FREE ATMS

back to top